Personal Health Account Options

Consumer driven health-care plans fall into two categories. Blue~by~design offers both: 

• Health Reimbursement Arrangements (HRAs): Notational accounts funded by an employer for the benefit of the employee.
  
  
• Health Savings Accounts (HSAs): Tax-advantaged accounts held by a bank or custodian and funded by employers and/or employees.
  
  
• HRA-HSA Comparison: Review of the key differences between HRAs and HSAs.